Posts Tagged ‘holiday giving ideas’

How to Bring Your Love and Money Together for the Holidays

Monday, December 5th, 2011

The holiday season brings with it beloved traditions, joyous memories, and happy moments with friends and family.  And plenty of good old-fashioned financial stress!

For so many couples, the holidays are a minefield of difficult money decisions.  How do we stick to a budget and still give meaningful gifts?  Do we really need to buy a gift for Great Aunt Martha?  Where are we going to get the money to pay for all of this stuff?  With so many money-based decisions coming in the midst of all the other stressors of the holiday season, it’s more important than ever that your money communication stays strong.

Start this holiday season with a Money Huddle to check in on expectations and create a spending plan that won’t leave you broke come January.  Here’s what you need to cover:

  1. Money Personalities: The holidays bring out the strengths and challenges of every Money Personality. [more...]
  2. The Gift List: Work together to figure out who you need to buy for.  If money is tight this year, consider [more...]
  3. Spending limits: Before you set foot in a store or do any online shopping, know what you can spend [more...]
  4. Timing: Last-minute shopping usually leads to overspending.  If you haven’t already, start [more...]
  5. Check-ins: Plan on weekly Money Huddles to make sure you’re staying on track. [more...]

[Read the Complete Money Couple Minute HERE]

Make it Happen!

The Money Couple
Scott & Bethany Palmer

5 Ways to Use your Credit/Debit Cards Together

Tuesday, October 11th, 2011
Credit cards are one of the major issues of tension and fighting in relationships. Couples that have a Spender or a Risk Taker Money Personality have to be especially careful. But never fear, couples and cards can mix, here’s how:
  1. Become strategic and intentional as a couple! – In your next Money Huddle talk about how you [more...]
  2. On-line shopping protection – Credit cards can give you a level of protection that you have to have! In case of [more...]
  3. Rental Car – Many cards protect the driver while renting a car. This is a great benefit and you should [more...]
  4. Organizes your expenses at the end of the year – Many cards will give you a consolidated report, itemizing your [more...]
  5. Airline miles! – If used properly, you can build miles for upcoming work trips and vacations. Using miles is [more...]

[Read the Complete Money Couple Minute HERE]

Make it Happen!

The Money Couple
Scott & Bethany Palmer

Fall Forward Together

Tuesday, September 27th, 2011

As you look to the months ahead, consider these statistics:

  • National Retail Federation reports that consumers are expected to spend $4.75 billion dollars on Halloween this year.
  • According to mymoneyblog.com the average family spends $302 during Thanksgiving weekend.
  • According to wikianswers.com the average family spends $1000 during the Christmas holiday season.

Remember, just about every holiday discussion has a money component. So how do you approach this “battlefield” and fall forward together? Here are some Money Huddle conversation starters. Use them – or your own ideas – to get the discussion going. And be ready to compromise with your spouse as you work together to find new ways to approach this season of traditions:

Halloween
Thanksgiving
Christmas

[Read the Complete Money Couple Minute HERE]

Make it Happen!

The Money Couple
Scott & Bethany Palmer

No Holiday Headaches!!!

Tuesday, December 8th, 2009

We find that regardless of a couples’ income, holiday spending can quickly become a battlefield. One of you spends too much, one of you spends too little. Someone splurges when they should have skimped, someone saves when they should have shopped.

The key to making it through the holidays with your sanity-and your budget-intact is…  Click to Read Complete Money Couple Minute Here.

A Great Idea for Getting Kids Excited About Giving

Tuesday, December 1st, 2009

Here was an idea we received from one of our readers that we couldn’t resist passing along…

“Just yesterday our kids took some money they had been saving for a few months and used it to each buy their own assortment of hats, gloves and socks. My husband and I bought our own pile too. We handed out over 40 pairs of gloves, 40 hats and 40 socks to the homeless people standing outside. The kids had their own bags and got to individually hand them out. The worst part was that there were still more people we didn’t get to bless because we ran out, so we are thinking of doing it again.”

Let us know if you have any other ideas to communicate good giving habits to your kids by emailing us at info@themoneycouple.com