People call us the “Dave Ramsey for couples,” or the “kinder, gentler Dave Ramsey.” Clever folks even say, we’re “A Dave Ramsey/Gary Chapman swirl cone.”
Wow! We are honored to be compared to Dave and we respect Dave’s message and passion. But a quick comparison shows, The Money Couple is different, very different.
Here’s a start:
1. Dave focuses on “finance,” your budget, debt, insurance etc. We focus on money … the every day approach we all have towards each money decision. {Read more Money minute link}
2. The 5 Money Personalities is our foundation. {Money Personality Profile}. A straight-forward, free profile, to help you and your spouse understand how you approach daily money decisions. You can also explore your Primary and Secondary Money Personality and your Opposite Dynamic. We give you tools to handle your EVERYday money approach differences with your spouse, your children and your loved ones.
3. Decades of financial planning has taught us you must understand yourself BEFORE you tackle either your financial planning or daily money decisions. Why do you make money decisions the way you do. Why does your spouse? Are you a Saver, Spender, Risk Taker, Security Seeker or a Flyer? What is your primary personality; your secondary? If you understand your perspective of money, as well as your spouse’s perspective, it opens your eyes to how money impacts just about every decision you make.
4. As couples we have different aspects to our relationships. We have a physical relationship, an emotional relationship and (we will argue) a financial relationship AND a money relationship. Dave Ramsey focuses on finances and even sometimes couples’ financial relationships. As The Money Couple, we focus on your money relationship first and your financial relationship second. It is crucial to understand, nurture and respect your money relationship and that of your partner, especially if you’re sharing a bank account with them.
The Money Couple helps you see how you and your spouse deal with everyday money decisions and we arm both of you with knowledge to avoid the disagreements that money decisions always seem to present. Are you going to make coffee at home or grab a double mocha from Starbucks? Will you take public transportation to work or drive your car? Will those new shoes come from Nordstrom or Payless? The differences we have over those everyday decisions start to erode the trust and mutual respect that are the heart of a healthy marriage.
5. Dave says, “It’s ALL about getting out of debt.” We say, “Congratulations, you’re out of debt, but if you hate each other along the way, what good is getting out of debt?” (That may be a little harsh, but we want you to see the difference.) We train couples how to think about and deal with the different ways they view money.
We respect Dave Ramsey, but like you and your spouse, we differ. The Money Couple helps you learn a whole new way of thinking about and dealing with money.
Thank you for your support and understanding of these key differences. We’d love to hear from you about the ways you have noticed we are different from Dave.
You can dig deeper and foster even more peace in your home with our new book: The 5 Money Personalities – Speaking The Same Love And Money Language. Pre-order it today.
Make it Happen!
Scott and Bethany Palmer
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