review last year

New Year, New Money You Challenge: Review Last Year

Congratulations! You are remarkable! Not everyone makes it to Challenge #3: Review Last Year. 

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You take the time to make a better life.

Not a perfect life. A better life.

You’re ready for Challenge #3.

Most people let their finances boss them around like a grouchy toddler on a sugar high. But you are taking steps to improve your finances and your relationships.

Our New Year, New Money You Challenge #3 is perfect for someone like you. It’s not flashy or earth shattering, but it’s important.

Challenge #3 is to “get real with what’s real”.

Take a little time to evaluate last year.

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To make this challenge a little easier, here is a checklist:

  • Savings for current needs – Did you get off course? What caused you to get off course? Your rainy day fund?
  • Savings for your future – Did you add some to a 401(k)? College savings? Or retirement savings?
  • Debt – Did your debt decrease? Increase? By how much?
  • Spending – Are you an “oober saver”? – Did you make a “spending goal”?
  • Memories – Did you make some great memories?
  • Charity/Church – Did you feel good about the contributions you made to your church and/or charity last year?  What is going to be different this year?

Take some dedicated time to evaluate the progress you made and note any rabbit trails or not-so-great facets of your last year’s finances.

Celebrate—your steps toward a better life.

Recalibrate—your missteps for a better year, this year.

 

Need to catch up on Challenges #1 and #2?

#1 – Get a money app to help with the boring details

#2 – Invest in your future – a little grows a long way

The steps you take, no matter how big, matter.

 

Make it Happen!

Scott & Bethany Palmer

The Money Couple

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