Saving Money is Difficult: 3 Painless Ways to Tackle It
saving money is difficult

Raise your hand if you think saving money is easy. No one? Yep. See, we can do that in the blog without seeing your hands because we know NO ONE has their hand in the air. Saving money is difficult. There are way too many fun things–and necessary things–we need to buy to make saving […]

Read more
New Year, New Money You Challenge: Review Last Year
review last year

Congratulations! You are remarkable! Not everyone makes it to Challenge #3: Review Last Year.  You take the time to make a better life. Not a perfect life. A better life. You’re ready for Challenge #3. Most people let their finances boss them around like a grouchy toddler on a sugar high. But you are taking steps […]

Read more
The 4 C’s to Getting Out of Debt Together

Do you and your spouse fight, argue, or play the passive aggressive game about your credit card debt? The average credit card debt per household is $15,300, and the fact that one of you thinks that the debt is ok and the other doesn’t is slowing eroding, tearing apart, and ending relationships.Here is the good […]

Read more
3 Saving Strategies To Get Your Kid Out of The House And In College
out of the house and in college

Sending your kids to college is probably the largest expense that you will experience. (Aside from retirement savings.) Even the politicians are saying, “College is not affordable. Student loan debt is out of control.” We think every parent worries about this. But, is it even worth saving and if so, how do you do it? […]

Read more
3 Tips to Turn your Kids into Saving Machines
kids into saving

3 Tips to Turn your Kids into Saving Machines –
According to our research one third of America has a Primary Saver Money Personality (not to mention one third of you have Saver as your Secondary Money Personality). That’s the good news! The flip side of that is that two thirds of us don’t. The old saying “A Penny Saved is a Penny Earned” is easier for some of us to embrace than others. After all, statistically, we are only saving 4.5% of our income for retirement. That’s the adults. Now what about our kids? How do we turn our kids into Saving Machines no matter what their Money Personalities are. (By the way, we are working on a new Money Personality Assessment for kids. Stay tuned!)

Read more
3 Tips to Agree on Your Tax Refund
agree on your tax refund

More than half of all Americans will get a tax refund this year. According to the IRS, the average refund last year was around $3000. That money can make a significant difference in your financial picture. Unfortunately, we have found, that new influx of cash can come between you and your spouse. But there is […]

Read more