What To Say When Your Valentine Opens Their Gift

FTW: Exactly What To Say When Your Valentine Opens Their Gift

For the win! If you want to win big this year with your Valentine, what you say matters as much as the gift. Because what you say when your Valentine opens their gift shows them: a. how well you know them, and b. how much thought you put into making the gift a perfect fit for them.

The best way to know what gift is going to be a hit with your Valentine is to consider their Money Personalities. A Money Personality is a person’s natural approach to money. And everyone has a Primary Money Personality and a Secondary Money Personality.

Their Primary (and sometimes Secondary) Money Personalities totally affect what type of gift they enjoy the most. (Want to know yours for sure? Click HERE to take our FREE scientific & confidential, online 5 Money Personalities Assessment TODAY)

So if your sweetheart is a:


You’ll want to let them know, “I hunted all over for this. I got the best deal. I know saving money is important to you so I used a coupon.” It doesn’t matter that you don’t like coupons or aren’t naturally a bargain shopper. You want them to know you understand who they are and are honoring that on this holiday.


You may want to say, “I got your favorite brand. I went to your favorite store.” If they are a Spender they like to shop so the fact that you know where they like to go is important to them. Spenders like extravagant gifts. No homemade card with a handwritten coupon for a back rub! Go get your “shop” on and find them something amazing!

Risk Taker

If your sweetheart is a Risk Taker, they would love to hear you say, “I’ve never seen anything like this before – so I knew you had to have it!” Reinforce the fact that their gift is something not everyone else gets. No heart-shaped box of chocolates and red roses for a Risk Taker.

what to say when your valentine opens their gift

12019 / Pixabay

In fact, Bethany’s favorite gift I ever got her is a towel warmer. She opened it and said something like, “I would have never thought of getting this. I swear I’ve never known anyone who has one.” Bethany’s Secondary Money Personality is Risk Taker so she loves to be surprised with a unique gift.

Security Seeker:

When your sweetie is a Security Seeker they like gifts they need. You tell them, “I saw that you needed one of these so I did the research, read the reviews, and got you the very best one.” I (Scott), a Secondary Security Seeker, would be thrilled with a vacuum cleaner as a gift. Bethany would hate it. A Security Seeker will love that you took the time and planned it out the perfect gift.


The final Money Personality that most people don’t realize is the Flyer. They value relationships more than money. They fly by the seat of their pants when it comes to money. And they just want to make memories. So if you give them a gift, let them know, “I got you something we can do together.” You will hit a home run if you give them something you plan to do together to make a memory and tell them how much you appreciate this time together.

Any day is a great day to show your Valentine how much you love them, and how well you know them because what you say when your Valentine opens their gift shows them. Honor your sweetheart’s Money Personality this Valentine’s Day and you’ll be the red-hot hero.

Make it happen!

Scott & Bethany Palmer

The Money Couple®

Creators of The 5 Money Personalities

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