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How do Your Money Personalities Impact Debt?
Updated: December 31, 2020

Money Personalities affect not just how you approach money, but how you feel about it. No one loves debt, but some Money Personalities impact debt — and how much you worry about it — more than others. If you are a primary Saver or Security Seeker, debt worries may follow you around like a gloomy rain cloud, while Spenders, Flyers, and Risk-Takers don’t seem to notice.

Debt Worries and Money Personalities

We know that mounds and mounds of credit card debt can be a huge weight on your shoulders – we get it, we have been there and crawled out of it and had a big sigh of relief.  But honestly, I (Taylor) didn’t “sigh” as Megan did. Here is why:  I am a Spender/Risk Taker – I don’t get as stressed about it when we have debt and I don’t get quite as excited about getting out of debt either. See, my Money Personalities aren’t as affected by debt as Megan’s are.  

She is a Saver/Security Seeker and both that Saver and Security Seeker are pretty darn upset by it.  I remember when we got out of debt.  Megan was about ready to bring all of our friends over to celebrate.  I was amazed by how excited she was and I thought maybe there was something wrong with me because I couldn’t quite get as excited about getting out of debt as he was. I seriously thought there was something wrong with me. Then, I took a step back, and asked myself, “Do my 2 Money Personalities have anything to do with why I am not as excited?”  Of course, they do.  My Spender/Risk Taker combination isn’t going to be as stressed about getting into debt. And my Spender/Risk Taker combination isn’t going to be as excited to get out of debt, either.

Can you relate? Do you have Spender, Risk Taker, or Flyer as one of your Money Personalities? Do you not fret about debt as much as others?  Did you think there was something wrong with you?

We are here to tell you that having mounds and mounds of credit card debt can be painful, but understand that there may be a reason why you aren’t as stressed as your Saver or Security Seeker friends.  

Let us know if you can relate – we love to see the comments below :-). 

(Don’t know what your 2 Money Personalities are? Click HERE to find out NOW!)

Taylor & Megan Kovar

The Money Couple

Taylor & Megan Kovar posing at the Fredonia Hotel in Nacogdoches Texas

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