Prenup – Should We or Shouldn’t We?
Updated: December 27, 2020

The number one cause for divorce is a miscommunication about money – in most cases, it is better to “get it all on the table” versus waiting until it is too late. Some couples wonder, “Are we setting ourselves up for divorce by having a prenup?”

The simple answer is, “No.” There are some very practical reasons to have a prenup in place.

Here are some points to having a positive prenup conversation:

1.  Set a positive tone.

It is important to keep the discussion positive. With this type of conversation, it is easy to become defensive. You can open the conversation like this: “I would never want money to come between us and ruin our relationship. Why don’t we explore some reasons to have a prenup. Let’s talk about the positive and negative aspects.”

2.  Write it out.

Be sure to write out the positive and negative aspects of having a prenup. Make sure each person gets an opportunity to add their thoughts to the list.

3.  Avoid stress.

Once you have agreed upon a prenup take these important steps:

  • Be prepared – set your prenup up a number of months before the wedding – wedding planning can be stressful, be sure to have this done and out of the way.
  • List all of your assets and liabilities – this can be a relationship saver because there will be no financial surprises.
  • Set it up to strengthen the relationship – start your relationship outright, clear financial communication is key to making sure your love stays strong.

Remember, no two relationships are the same. Decide what is the best decision FOR YOU and move forward together.

Taylor & Megan Kovar

The Money Couple


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