Satisfy your Valentine in 3 easy steps. Like it or not – Valentine’s Day is right around the corner. Some love it and some hate it.

When Taylor and I were first married, I asked him to handle three holidays: my birthday, our anniversary, and Valentine’s Day. And do you know what? He has made plans for each one, every year, without fail.

This might not be a big deal for your spouse, but Taylor isn’t a big holiday guy. I love them; especially the cards, the surprises, and the time carved out of busy schedules to celebrate and have fun. So, he makes them a big deal for me.

Is someone in your relationship “hot” on holidays? Are they “hot” for Valentine’s Day? Find out now or February 14 won’t be so hot for either of you. Make sure you consider your partner’s needs for the holiday to satisfy both your desires.

It’s Easy to Keep Love in the Air

Here’s what we discovered about Valentine’s Day to keep love in the air:

 1.  Have the “hot on holiday” talk.

If you both don’t care about V-Day then don’t worry about it. Why spend the money if you both don’t care? But what if Valentine’s Day — the gifts, and the thought invested — represents your whole relationship? You better make sure you know where your significant other stands.

You can start the “hot holiday talk” by saying, “Hey honey, I want to make sure that we honor our relationship and wanted to know what you truly think about Valentine’s day? On a scale of 1 to 10 how important is it to you? How much money is appropriate to spend? Tell me honestly what you think; no judgment from me.”

We don’t care if you are a man or a woman; who wouldn’t feel honored with questions like that?!

2.  Serve the “hot” one.

If one of you is “hot” on it and one of you is “cold”, serve the “hot one”. That’s right, there is usually one person in the relationship who thinks V-Day is important. If you aren’t that person, make sure you make a big deal about Valentine’s Day.

Think about their needs, their likes. Set yourself aside and honor your significant other. They may not end up the only “hot” one if you play your cards right.

3.  Honor each others’ 2 Money Personalities.

Your Money Personalities have EVERYTHING to do with how you view Valentine’s Day. (tweet this!) Want a good chuckle? Find your two Money Personalities in the list below and see if this is how you respond to Valentine’s Day.

• Saver: You can’t wait to show your love, but your gift won’t break the bank. This won’t be the first year you’ve given out “coupons for a back rub.”
• Spender: This person has no problem living it up to make your statement of love! The biggest heart-shaped box of chocolates still isn’t big enough.
• Risk Taker: The wilder the better. It only comes once a year so you make it count.
• Security Seeker: No element of surprise with your gift. It’s thoughtful and practical.
  
• Flyer: Cozy up, Honey! You just want to spend time together.

Bottom Line?

Your honey’s Money Personalities may make you laugh, they may make you want to cry. But your holiday is guaranteed to be sweeter if you give your gifts keeping their Money Personalities in mind. Here are some hints to do just that:

• Is a Saver really going to want a lavish gift? Nope. :-).
• Does a Spender want the lavish gift? Absolutely!
• How about a Risk Taker wanting something “different?” Oh, yes.
• Is the Security Seeker going to want a well-thought-out gift? Yes.
• Does the Flyer mainly focused on spending time with you? You got it.

Give the gift that keeps on giving by thinking about your spouse and wrap your gift with their “Money Personalities Bow.”

If you want to learn more secrets to a great relationship and need a Valentine’s gift idea, pick up a copy of our latest book, The 5 Money Personalities: Speaking The Same Love and Money Language.

Taylor & Megan Kovar

The Money Couple