Is a Personal Loan for Home Improvement Prudent? The value of your property is no small issue. If you take care of your house and the surrounding grounds, you can up the resale price by tens of thousands of dollars. Replace old trim = increase your home equity (or so...
MoneyCouple
Posts by Rojish Roy
Saving for College: 5 Proven Strategies
Saving for College: How to Start a College Fund for Your Kids A few staggering stats to get your day started: ● Americans have over $1.5 trillion in student loan debt ● In 15 years, a four-year degree will cost about $300,000 on average If those numbers make you feel...
Investing for Retirees: Thinking Beyond Bonds and Stocks
Examining the Best Investments for Retirees The primary goal of investing is to stop investing. To stop working is probably more accurate, but once we retire, most of us hope it will be a daily routine of enjoying life, not thinking about work, and not worrying about...
8 Financial Tips for Teens: What to Teach Teens About Money
How (and What) to Teach Teens About Money Teaching the younger generation about money takes a certain amount of finesse. We all have very personal and volatile relationships with our paychecks and bank accounts, so generic financial advice usually doesn’t cut it....
Planning Thanksgiving: Budgeting Tips from Flights to Food
Planning Thanksgiving to Avoid Financial Headaches Disclosure: This post may contain affiliate links, meaning I get a small commission if you decide to make a purchase through my links, at no cost to you. In just a few weeks, the country will enter a collective turkey...
Fundraising for Startups: 5 Ways to Succeed
How to Get Funding for Startups: It Can Be Done! When us financial wonks write about business funding, we have a tendency to put the cart before the horse. You can find a million articles about growing businesses and increasing your annual yield, but that’s useless...
Term Life Insurance: What, When, Why
When Should You Buy Term Life Insurance? There’s nothing fun about insurance. Whether it's home, auto, or health, the goal is to pay a monthly premium and never have to use the benefits. On its face, that seems like a waste of money. Of course, being caught without...
Setting Business Goals Before Starting a New Business
How to Start a Business: First Things to Think About Goal setting is on-trend right now. No matter where you live or what you do, it won’t take long to find a workshop where some self-help expert identifies the goals you need to set in order to be successful. Those...
Budget Basics: 7 Things You Shouldn’t Forget to Include
Budget Items You Need to Keep in Mind It’s hard to account for everything that needs to go into a budget. After you tick through the obvious items - rent, gas, groceries, childcare, loans, insurance - you have to start thinking about all those items that walk the line...