This year the IRS expects to receive more than 147 million tax returns. Of those filing returns, at least 75% will receive a refund.
Ok, so the money is coming in for 75% of us. Good for you if you already have your check and didn’t file last minute. Your CPA loves you. For the rest of us? We wish we were more like you. Here’s the issue: 75% of us will get some money back, but 0% of us agree on how we should spend it.
By now, if you plan on going away for spring break, your plans are in place! We hope you have a blast and get some fun in the sun. But what about those of us who plan to stay home for this season’s spring break? How do you make it memorable? How do you make it adventuresome? How do you make it fun? There might be no beach in our future but we have a great idea that will this Spring Break “Staycation” the best you have had. Try the new “pick two” approach!
You can have a memorable, adventuresome and fun “staycation” with the “You Pick Two” approach
Pick two restaurants. Have everyone in the family write down two restaurants — one of their favorites and one they have always wanted to try. Each puts the names in a hat and you select two … enjoy!
Pick two movies. Have everyone write down two movies they want to go to or rent. Put the movie names in a hat and pick two … enjoy!
Pick two adventures. You can put a dollar limit on them, or not. Each write down two adventures and put them in a hat and pick two … enjoy!
What would an episode of New Girl, Friends, or even Three’s Company be without someone getting their signals crossed? Zero fun.
Now cut to reality and the mixed signals your honey sends you, and no one’s laughing. Add money to the confusing situation and it’s even less funny.
You can stop giving mixed signals with one simple solution
1. Date Night
You both work hard all week. You’ve been running in fifty different directions. Her hints are not so subtle any more. He wants a “real” date night. You finally carve out the time, pick a great place, buy a new suit, and … she starts fuming. Why the mixed signals?
He’s so thoughtful. You had no idea he was paying such close attention the night you reminisced about your favorite rom-com, Say Anything. But he scours pawnshops, finds a ghetto blaster that would make Lloyd Dobler proud, buys a trench coat and some high tops and serenades you outside your place with “In Your Eyes” cranked as high as it will go; the 25th anniversary DVD wrapped and waiting for you. He is the BEST gift-giver you’ve ever dated.
So you watch and listen and reciprocate the thoughtfulness with a gadget you saw him eying obsessively online; he thanks you, leaving it in the box, and asks if you think that new sushi place takes reservations. What?
Here’s what some of our Facebook friends had to say:
We celebrate with a nice dinner the day before or after to avoid the crowds and we exchange mushy cards. Maybe we should do this the 14th of every month as a reminder to express our feelings for each other. – Linda Sowell
We have all heard the standard answers to preventing money fights: Get a budget, talk about it, stop spending! If these were working we would see couples with blissful day-to-day money talk. Those ideas aren’t bad, they just don’t work. We are done, we mean done, with money fights hurting our relationships, marriages and kids. Come on, everyone, let’s stop the fights this year! (tweet this) Here’s how:
Pop open the champagne and toast to a New Year, and a new Money Relationship! In the past year, you might have skipped out on a few Money Huddles, argued about everyday money issues, or hesitated to reveal certain impulse purchases to your partner. As a couple you might have spent too much on date night, or cut back on vacation time with your family because of a tighter budget. You might even be suffering from a holiday-spending hangover, but none of that matters now! January 1 is a clean slate, and it’s yours for the taking! Reclaim and revamp your Money Relationship with your partner, and do the following:
Here are 3 tips to “Ready, Set, Go” your holiday season: Kohl’s, Macy’s, and JCPenney’s will all be open on Thanksgiving – all to lure us in for the spendiest season of the year. The average family spends $786 dollars and every store is in a race for those dollars NOW!
1. Ready – we know, we know “make a list and check it twice” – but how do you make your list have impact and meaning? You INDIVIDUALIZE it!
I was sitting down with a friend the other day who is in a very committed relationship. He was crying in his beer – literally. His girlfriend, who he loves to death, is bleeding him dry. She is not a gold digger, in any way, she just loves to spend and he is trying to keep up with all of the trips to the store.
Here are 3 ways to let your significant other that YOU can’t afford them: